Terms of Use

Last updated: August 2025

1Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2Use of the Site

  • You must be at least 18 years old or have the involvement of a parent or guardian to use this site.
  • You agree to use the site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the site.
  • You are responsible for maintaining the confidentiality of your account and password.

3Intellectual Property

All content, features, and functionality on this site (including but not limited to text, graphics, logos, and software) are the property of the site owner or its licensors and are protected by copyright and other intellectual property laws.

4User Content

  • You retain ownership of any content you submit, post, or display on or through the site.
  • By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content in connection with the operation of the site.
  • You are solely responsible for the content you provide and its legality.

5Prohibited Activities

  • Uploading or transmitting viruses or any other malicious code.
  • Attempting to gain unauthorized access to the site or user accounts.
  • Using the site for any fraudulent or unlawful purpose.
  • Impersonating any person or entity.

6Disclaimer

This site and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the site will be error-free or uninterrupted.

7Limitation of Liability

In no event shall the site owner or its affiliates be liable for any damages arising out of the use or inability to use the site, even if we have been notified of the possibility of such damages.

8Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the site constitutes acceptance of the revised terms.

9Governing Law

These terms are governed by and construed in accordance with the laws of the jurisdiction in which the site owner operates.

10Contact Us

If you have any questions about these Terms of Use, please contact us via the information provided on our Contact page.

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About the Cooper Calculator

What is the Cooper Calculator?

The Cooper Calculator is a tool designed to help users assess their eligibility or suitability for a property lease based on several key factors. It provides a points-based evaluation to give you a quick overview of your standing as a lease candidate.

How Does It Work?

  • You answer a series of questions about your age, lease duration, health insurance status, annual account balance, property location, and property size.
  • Each answer is assigned a certain number of points based on its favorability.
  • After completing all questions, your total score is calculated out of a maximum of 30 points.
  • Based on your total points, you receive a recommendation regarding your suitability as a lease candidate.

What Do the Results Mean?

  • 25–30 points: Excellent candidate for lease.
  • 15–24 points: Good candidate for lease.
  • 10–14 points: Fair candidate – review carefully.
  • Below 10 points: Poor candidate – high risk.

Why Use the Cooper Calculator?

  • It provides a transparent and objective way to evaluate your lease application.
  • You can identify areas to improve your eligibility before applying.
  • It helps both applicants and property managers make informed decisions.

Disclaimer

The Cooper Calculator is intended for informational purposes only. It does not guarantee approval or rejection of any lease application. Final decisions are made by property managers or landlords based on their own criteria.